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Financial Planning
Investment Strategies
Credit Insights
Retirement Planning
Robert Ruan
Robert Ruan
Posts by Robert Ruan
Rental reporting can now build your credit
06/29/2025
Build flexibility into your timeline and savings targets
06/20/2025
Design systems that work even when motivation dips
06/15/2025
Use a retirement bucket strategy for structured withdrawals
06/01/2025
Don’t overlook the impact of management fees
05/29/2025
The truth behind credit score recovery timelines
05/28/2025
Consider downsizing as a financial strategy—not just a move
05/10/2025
Authorized users can build or hurt your credit standing
05/05/2025
Use milestones to measure financial progress
04/27/2025
Prioritize tax-advantaged accounts when building wealth
04/23/2025
Rebuild after a credit setback with structured steps
04/22/2025
Apply rebalancing rules to keep your asset mix aligned
04/19/2025
Identify financial leaks by auditing weekly spending
04/15/2025
Growth vs. value depends on where you are in your journey
04/12/2025
Use retirement calculators with conservative assumptions
04/10/2025
Always match savings to time-sensitive expenses
04/07/2025
Build a diversified foundation before adding risk
03/25/2025
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